Shopping for a condo or townhome in Bearden but not sure where to start? You want low maintenance, great location, and numbers that make sense. This guide gives you a clear picture of what you can buy in 37919, how HOA fees work, which micro-locations fit different lifestyles, and what to watch in financing. Let’s dive in.
Bearden market snapshot: February 2026
Bearden sits on the higher end of Knoxville’s price spectrum. Across major market summaries in 2024–2025, reported median sale prices ranged from the mid $400ks to the mid $600ks, reflecting timing and source differences. As you compare options, focus on recent, like-for-like comps for your building or townhome community.
- Inventory: Late 2025 reports showed roughly 126 active listings in 37919. Supply can shift with seasonality, so track weekly changes as you shop.
- Rents: Market summaries placed the ZIP’s median rent near $1,900 per month in December 2025. Actual rents vary by size, finish level, location, and amenities.
- Owner and renter mix: Estimates suggest around 45 percent renters in the ZIP, which supports ongoing rental demand while varying by community and HOA rules. See a generalized profile in the 37919 ZIP overview on City-Data.
Bottom line: Expect Bearden condos and townhomes to trade above the Knoxville city average, with strong interest in lock-and-leave homes near Kingston Pike, Lakeshore Park, and key commuter corridors.
What you can buy in Bearden
Bearden offers three main “low-maintenance living” categories. These bands help you scan options fast and set realistic budgets.
Value and older condos: about $150k–$350k
These are typically low-rise, garden-style, or mid-century condo communities. Most are 1–2 bedroom units with lighter amenity packages and modest HOAs.
- Recent examples: A 2-bed condo on Jersey Avenue sold near $175k in November 2025. Kenesaw and Taliluna addresses often post in the $225k to $300k range.
- Good fit: First-time buyers seeking a lower entry point, downsizers who want single-level living, and some buy-to-let investors who prefer simpler HOA structures.
What to check: Pet policies, parking assignments, and whether the HOA includes exterior insurance. Entry-level fees can look attractive, but coverage matters for your monthly total cost of ownership.
Mid-market townhomes: about $300k–$600k
You’ll find two- and three-level attached homes with modest HOA fees and more living space than compact condos. Many are close to Kingston Pike or along practical commuter routes.
- Recent examples: River-adjacent buildings and infill townhomes commonly list across the mid to upper part of this band, depending on size, finish, and setting.
- Good fit: Buyers who want minimal exterior maintenance, a garage or extra storage, and a location that balances convenience with privacy.
What to check: Roof and exterior coverage under the HOA, reserve funding plans for big-ticket items, and any rental caps that could affect future flexibility.
New luxury townhomes: about $700k to $1.35M+
High-finish, lock-and-leave homes near Kingston Pike and Midland/Kenesaw corridors command premium pricing. These often feature upscale interiors, elevator-capable plans in some models, and curated streetscapes.
- Recent examples: Midland Avenue new-builds in the mid $700ks to low $800ks during 2024–2026. Enclave townhomes posting from about $1.08M to $1.35M in recent listings.
- Good fit: Move-up or relocating buyers who want boutique scale, low exterior maintenance, and a polished, in-town West Knoxville address.
What to check: Inclusions versus upgrades on new construction, builder warranty scope, and any developer transition plans for the HOA.
Where to focus in 37919
Think of Bearden as a set of micro-locations along Kingston Pike with pockets by the river and parkland. Each area offers a different feel and product mix.
Kingston Pike and Bearden Village core
- Setting: The main commercial corridor with restaurants, grocery, and shopping centers. It offers the area’s highest day-to-day convenience. For context on Bearden’s location and history along Kingston Pike, review the Bearden, Knoxville overview.
- Typical product: Smaller condos and newer infill townhomes, often marketed for “easy living” near coffee, dining, and quick commutes.
- Price band: Condos in the value to mid tiers, and newer townhomes frequently in the $700ks to $800ks.
- Buyer fit: You want a walkable or short-drive lifestyle, low maintenance, and central access.
Lakeshore Park and Northshore/Riverbend peninsula
- Setting: Trails, scenic overlooks, and proximity to Fort Loudoun Lake. Lakeshore Park spans about 185 acres and anchors the area’s outdoor appeal. Explore amenity details on the City of Knoxville’s Lakeshore Park page.
- Typical product: Higher-end condos and townhomes plus select single-family pockets.
- Price band: Mid-market to luxury, driven by park and water adjacency.
- Buyer fit: You prioritize greenway access and a calmer setting with easy recreation.
Old Westmoreland and adjacent established streets
- Setting: Tree-lined, established areas near central Bearden with a traditional streetscape.
- Typical product: Upscale single-family mixed with limited, higher-finish attached homes.
- Price band: Mid to upper tiers, rising with lot size, finish level, and street position.
- Buyer fit: You want an established character setting near central conveniences.
Northshore Village, West Hills fringe, and Papermill corridor
- Setting: Suburban convenience with quick access to I-40/75 and big-box retail.
- Typical product: Practical townhomes that appeal to commuters and investors.
- Price band: Solidly mid-market with occasional outliers for size or finish upgrades.
- Buyer fit: You prefer straightforward commutes and lower exterior upkeep.
HOA fees and what to check
HOA dues in Bearden vary widely by building age, amenities, and coverage. Recent examples show smaller garden-style communities in the $150 to $250 per month range, river-adjacent buildings near $325 to $375, and higher-finish communities around $300 to $400 per month. A sample community like Wesley Place lists dues information publicly for owners; you can see how coverage is described on the Wesley Place owner info page. Always confirm current fees and inclusions during your contingency period.
What HOA fees may cover:
- Landscaping and exterior maintenance
- Roof and building exterior insurance on the master policy
- Trash and common-area utilities
- Amenities such as pool, clubhouse, or gated entry where present
HOA document checklist
Request these early so you have time to review before your financing and inspection deadlines. Fannie Mae’s consumer guidance on what to know when buying a condo aligns with this list.
- Declaration or CC&Rs, bylaws, rules, and architectural guidelines
- Current budget, year-to-date income and expense, and the reserve study with reserve balance
- Estoppel or resale certificate showing dues, delinquencies, and special assessments
- The last 12–24 months of board meeting minutes
- Master insurance declarations that spell out what the HOA covers
- Management contract and any owner-occupancy or rental restrictions
- Any developer transition timeline if the project is newer
Financing and approvals
Lenders underwrite both you and the project. They review HOA reserves, litigation history, insurance, and rental concentrations. If you plan to use FHA or VA financing, the building may need to be on the HUD/FHA or VA approved rosters. You or your lender can search the HUD database here: FHA condominium approval search.
Tips:
- Ask your lender early about project warrantability and any condo-specific overlays.
- Confirm whether the HOA’s budget and reserves meet conventional guidelines.
- Build enough time into your offer for full condo review, especially for new or complex associations.
Investor quick take
Bearden’s central location, access to shopping and parks, and commute routes support demand for 2–3 bedroom rentals. Recent summaries placed the ZIP’s median rent near $1,900 per month in late 2025, but actual performance depends on your specific community, finishes, and HOA policies. Many 3-bedroom townhomes can achieve higher rents than smaller condos.
Investor checklist:
- Compare projected rent to mortgage, taxes, insurance, and HOA dues
- Request the HOA aging report for dues delinquencies and any special assessment history
- Verify rental caps and short-term rental restrictions in writing
- Ask your lender about project warrantability and how FHA/VA approval status can affect your future buyer pool
Legal note in Tennessee: The state’s Short-Term Rental Unit Act allows HOA governing documents to restrict or prohibit short-term rentals. In addition, Tennessee enacted SB1079, which addresses the use of escrow funds for condominium projects and took effect July 1, 2025. Review official bill information on the Tennessee General Assembly site for SB1079 and consult qualified counsel for interpretation.
Red flags to watch
- Weak or no reserve study, or reserves that appear underfunded for the building’s age
- Large or frequent special assessments in recent years
- High HOA delinquency rates that could strain operating budgets
- Pending or recent litigation involving construction defects or insurance disputes
- Rental or pet rules that conflict with your intended use
You can find clear consumer guidance on condo due diligence in Fannie Mae’s overview on buying a condo. If any item raises concern, pause and request clarifications before you waive contingencies.
Your Bearden buying plan
- Define your must-haves: single-level living, garage, outdoor space, or elevator-ready layouts.
- Pick your target band: value condos, mid-market townhomes, or luxury townhomes.
- Zoom into micro-locations that fit your lifestyle: Kingston Pike convenience, Lakeshore Park access, established Old Westmoreland streets, or commuter-friendly Papermill and West Hills fringe.
- Get HOA documents up front and allow time to review them.
- Align financing with the property type. Confirm project approval needs before you write.
When you are ready to tour, having a clear plan helps you move quickly on the right home and avoid surprises during underwriting and HOA review.
If you want a tailored shortlist and pricing strategy for 37919, let’s talk. Schedule a personalized consultation with Karli Pritchard to match your lifestyle and budget to the best Bearden options.
FAQs
What should Bearden condo buyers budget for HOA fees?
- Expect a range of roughly $150 to $400+ per month depending on building age, amenities, and what the master policy and HOA cover.
How do I know if a Bearden condo qualifies for FHA or VA loans?
- Ask your lender to check project warrantability and search the FHA condo approval roster early in your process.
What HOA documents do I need before I commit in 37919?
- Request CC&Rs, bylaws, rules, budget, reserve study, insurance declarations, board minutes, and an estoppel or resale certificate showing dues and assessments.
Are special assessments common in Bearden condos and townhomes?
- They can occur anywhere, but risk rises when reserves are underfunded or major repairs are deferred, so review the reserve study and recent meeting minutes.
Which Bearden micro-locations suit a low-maintenance lifestyle best?
- For convenience, focus on Kingston Pike and Bearden Village; for outdoor access, look near Lakeshore Park; for established character, consider streets near Old Westmoreland.
