5 Tips to Help Protect Yourself From Title Scams

When you buy or own a home, one of the most important things to safeguard is your title. Title scams and deed fraud are unfortunately on the rise, but there are simple steps you can take to protect your investment and your identity. Here are five practical tips every homeowner should know:

1. Protect Your Identity — Especially Online

Many title scams start with stolen personal information. Make sure you’re using strong, unique passwords for all of your accounts, update them regularly, and turn on multi-factor authentication whenever possible.

2. Keep Track of Important Documents

Your homeownership documents are some of the most valuable papers you’ll ever own. Store them securely—whether in a locked file cabinet, safe deposit box, or an encrypted digital vault.

3. Check Your Credit Status

A change in your credit report can be an early red flag that something isn’t right. Every year, you’re entitled to a free credit report at AnnualCreditReport.com. Make it a habit to review your credit at least annually.

4. Don’t Let Properties Go Unchecked

If you own property that sits vacant or that you don’t visit often, it’s important to keep an eye on it. Unchecked properties can become easy targets for fraud. If you can’t monitor it yourself, consider hiring a service or a property manager.

5. Invest in Title Insurance

When you purchase a home, title insurance is your safety net. It protects you from hidden liens or claims against your property and gives you peace of mind that your ownership is secure.

The Bottom Line:
Your home is likely your biggest investment—protect it. A few proactive steps now can save you from costly problems later. If you have questions about title protection or want to ensure your next purchase is safe and secure, don’t hesitate to reach out. As your trusted REALTOR®, I’m here to guide you every step of the way.